
:root{
  --mk-navy:#202966;--mk-blue:#0d77b6;--mk-cyan:#0fa0d8;--mk-teal:#43afbe;
  --mk-gold:#f2a51f;--mk-ink:#1d2545;--mk-muted:#69728f;--mk-light:#f5f9ff;
  --mk-white:#fff;--radius:22px;--shadow:0 22px 60px rgba(32,41,102,.12);
  --spring:cubic-bezier(.175,.885,.32,1.275);--smooth:cubic-bezier(.22,1,.36,1)
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:96px}body{font-family:"Poppins","Noto Sans Tamil",system-ui,-apple-system,sans-serif;color:var(--mk-ink);background:#fff;overflow-x:hidden}a{text-decoration:none}.text-brand{color:var(--mk-blue)!important}.text-navy{color:var(--mk-navy)!important}.bg-soft{background:var(--mk-light)}.section-pad{padding:96px 0}.section-title{font-weight:800;letter-spacing:-.035em;color:var(--mk-navy)}.section-kicker{display:inline-flex;align-items:center;gap:.55rem;font-size:.78rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:var(--mk-blue);background:#eaf7ff;border:1px solid #d4efff;padding:.55rem .9rem;border-radius:999px}.section-kicker:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--mk-teal)}.lead-muted{color:var(--mk-muted);line-height:1.85}.shadow-soft{box-shadow:var(--shadow)}
.topbar{background:var(--mk-navy);color:#dce3ff;font-size:.82rem}.topbar a{color:#fff;opacity:.9}.topbar a:hover{opacity:1}
.lang-switch{display:inline-flex;background:rgba(255,255,255,.12);border-radius:999px;padding:3px;gap:2px}.lang-btn{border:0;background:transparent;color:#dce3ff;font-size:.74rem;font-weight:800;letter-spacing:.04em;padding:.32rem .75rem;border-radius:999px;cursor:pointer;transition:.25s ease;font-family:"Poppins","Noto Sans Tamil",sans-serif}.lang-btn.active{background:#fff;color:var(--mk-navy)}.lang-btn:not(.active):hover{color:#fff}
html[lang="ta"] body,html[lang="ta"] .navbar,html[lang="ta"] .btn,html[lang="ta"] h1,html[lang="ta"] h2,html[lang="ta"] h3,html[lang="ta"] p,html[lang="ta"] span,html[lang="ta"] a,html[lang="ta"] li,html[lang="ta"] label,html[lang="ta"] input,html[lang="ta"] textarea,html[lang="ta"] blockquote{font-family:"Noto Sans Tamil","Poppins",sans-serif}.navbar{transition:.35s var(--smooth);background:rgba(255,255,255,.96);backdrop-filter:blur(16px);border-bottom:1px solid rgba(32,41,102,.07)}.navbar.scrolled{box-shadow:0 10px 35px rgba(32,41,102,.10)}.navbar-brand img{height:58px;width:auto}.navbar .nav-link{font-weight:600;color:var(--mk-ink);padding:.8rem .85rem!important;position:relative}.navbar .nav-link:after{content:"";position:absolute;left:.85rem;right:.85rem;bottom:.35rem;height:2px;background:linear-gradient(90deg,var(--mk-blue),var(--mk-teal));transform:scaleX(0);transition:.28s var(--spring)}.navbar .nav-link:hover,.navbar .nav-link.active{color:var(--mk-blue)}.navbar .nav-link:hover:after,.navbar .nav-link.active:after{transform:scaleX(1)}
.btn{border-radius:999px;font-weight:700;padding:.82rem 1.35rem;transition:.3s var(--spring);border-width:0}.btn:hover{transform:translateY(-3px) scale(1.015)}.btn-brand{background:linear-gradient(100deg,var(--mk-navy),var(--mk-blue));color:#fff;box-shadow:0 12px 26px rgba(13,119,182,.25)}.btn-brand:hover{color:#fff;box-shadow:0 18px 34px rgba(13,119,182,.33)}.btn-outline-brand{border:1.5px solid rgba(13,119,182,.35);color:var(--mk-blue);background:#fff}.btn-outline-brand:hover{background:#eef8ff;color:var(--mk-navy)}
.hero-image-slide{width:100%;height:720px;background:#edf7fb;overflow:hidden}.hero-image-slide a{display:block;width:100%;height:100%}.hero-image-slide img{display:block;width:100%;height:100%;object-fit:cover;object-position:center center;transition:transform 8s ease}.carousel-item.active .hero-image-slide img{transform:scale(1.025)}
.hero-carousel,.hero-carousel .carousel-inner,.hero-carousel .carousel-item{min-height:720px}.hero-slide{position:relative;display:flex;align-items:center;min-height:720px;overflow:hidden;background:linear-gradient(115deg,#f7fbff 0%,#eef9ff 52%,#ecfcfa 100%)}.hero-slide:before{content:"";position:absolute;width:530px;height:530px;border-radius:50%;background:var(--mk-cyan);opacity:.08;right:-140px;top:-180px}.hero-copy{position:relative;z-index:3;padding:76px 0}.hero-copy h1{font-size:clamp(2.6rem,5vw,5.25rem);font-weight:850;letter-spacing:-.055em;line-height:1.02;color:var(--mk-navy)}.hero-copy .tamil-line{font-family:"Noto Sans Tamil",sans-serif;color:var(--mk-blue);font-weight:700}.hero-copy p{font-size:1.12rem;color:var(--mk-muted);line-height:1.8;max-width:650px}.hero-art{position:relative;z-index:2;filter:drop-shadow(0 28px 35px rgba(32,41,102,.12));animation:float 7s ease-in-out infinite}.hero-badge{display:inline-flex;align-items:center;gap:.7rem;padding:.65rem 1rem;border-radius:999px;background:#fff;box-shadow:0 10px 35px rgba(32,41,102,.10);font-size:.82rem;font-weight:700;color:var(--mk-navy)}.hero-badge i{color:var(--mk-teal)}.carousel-indicators [data-bs-target]{width:12px;height:12px;border-radius:50%;background-color:var(--mk-blue);margin:0 6px}.carousel-control-prev,.carousel-control-next{width:5%}.carousel-control-prev-icon,.carousel-control-next-icon{background-color:rgba(32,41,102,.72);background-size:48%;border-radius:50%;width:46px;height:46px}
.trust-strip{margin-top:-42px;position:relative;z-index:5}.trust-panel{background:#fff;border:1px solid rgba(32,41,102,.07);box-shadow:var(--shadow);border-radius:28px;padding:25px}.trust-item{display:flex;align-items:center;gap:14px;padding:10px 18px}.trust-icon{width:48px;height:48px;border-radius:15px;display:grid;place-items:center;color:#fff;background:linear-gradient(145deg,var(--mk-blue),var(--mk-teal));font-size:1.25rem;flex:0 0 auto}.trust-item strong{display:block;color:var(--mk-navy);font-size:.93rem}.trust-item span{font-size:.78rem;color:var(--mk-muted)}
.img-frame{position:relative}.img-frame:before{content:"";position:absolute;inset:20px -16px -18px 26px;border:2px solid rgba(67,175,190,.25);border-radius:34px;z-index:0}.img-frame img{position:relative;z-index:1;width:100%;border-radius:34px;box-shadow:var(--shadow)}.stat-card{background:#fff;border:1px solid #e9eef8;border-radius:20px;padding:24px;height:100%;transition:.35s var(--spring)}.stat-card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:#d8f1f4}.stat-number{font-size:2rem;font-weight:850;color:var(--mk-navy)}
.feature-card{height:100%;background:#fff;border:1px solid rgba(32,41,102,.08);border-radius:24px;padding:30px;transition:.38s var(--spring);position:relative;overflow:hidden}.feature-card:after{content:"";position:absolute;width:110px;height:110px;border-radius:50%;right:-50px;top:-50px;background:var(--mk-teal);opacity:.08;transition:.38s var(--spring)}.feature-card:hover{transform:translateY(-10px);box-shadow:var(--shadow);border-color:transparent}.feature-card:hover:after{transform:scale(2.4)}.feature-icon{width:60px;height:60px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(145deg,#eaf7ff,#e9fcf8);color:var(--mk-blue);font-size:1.55rem;margin-bottom:22px}.feature-card h3{font-size:1.12rem;font-weight:750;color:var(--mk-navy)}.feature-card p{font-size:.92rem;color:var(--mk-muted);line-height:1.7;margin:0}
.scheme-card{height:100%;border-radius:26px;background:#fff;border:1px solid #e7edf8;overflow:hidden;transition:.4s var(--spring)}.scheme-card:hover{transform:translateY(-10px);box-shadow:var(--shadow)}.scheme-top{padding:28px;background:linear-gradient(145deg,var(--mk-navy),var(--mk-blue));color:#fff}.scheme-top .amount{font-size:2rem;font-weight:850}.scheme-body{padding:28px}.scheme-body li{display:flex;gap:10px;margin-bottom:12px;color:var(--mk-muted)}.scheme-body i{color:var(--mk-teal)}
.calculator-box{background:linear-gradient(135deg,var(--mk-navy),#15275e 62%,var(--mk-blue));color:#fff;border-radius:32px;padding:45px;box-shadow:var(--shadow);position:relative;overflow:hidden}.calculator-box:after{content:"₹";font-size:300px;font-weight:800;position:absolute;right:30px;bottom:-120px;color:#fff;opacity:.04}.calculator-box .form-control,.calculator-box .form-select{border:0;border-radius:14px;padding:.9rem 1rem}.calc-result{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(10px);padding:24px;border-radius:20px}.calc-result strong{display:block;font-size:2rem;color:#7ce1df}
.process-card{text-align:center;position:relative}.process-number{width:66px;height:66px;margin:0 auto 20px;border-radius:22px;display:grid;place-items:center;background:linear-gradient(145deg,var(--mk-navy),var(--mk-blue));color:#fff;font-weight:850;font-size:1.25rem;box-shadow:0 14px 30px rgba(13,119,182,.25)}.process-card h3{font-size:1.05rem;font-weight:750;color:var(--mk-navy)}.process-card p{font-size:.88rem;color:var(--mk-muted);line-height:1.65}.process-line{position:absolute;top:33px;left:65%;width:70%;height:2px;background:linear-gradient(90deg,var(--mk-cyan),transparent)}
.digital-panel{background:linear-gradient(120deg,#eff8ff,#effcf9);border-radius:40px;padding:48px;overflow:hidden}.check-list{list-style:none;padding:0;margin:0}.check-list li{display:flex;gap:14px;margin:15px 0;color:var(--mk-muted)}.check-list i{width:27px;height:27px;border-radius:50%;display:grid;place-items:center;background:#dff8ef;color:#13965f;flex:0 0 auto}
.director-card{height:100%;background:#fff;border:1px solid #e7edf8;border-radius:28px;overflow:hidden;transition:.35s var(--spring)}.director-card:hover{transform:translateY(-8px);box-shadow:var(--shadow)}.director-photo{aspect-ratio:1.06;object-fit:cover;width:100%;background:#f3f8ff}.director-content{padding:27px}.director-content h3{font-size:1.22rem;color:var(--mk-navy);font-weight:750}.director-content p{color:var(--mk-muted);font-size:.9rem;line-height:1.7;font-style:italic}
.director-role{display:inline-block;margin:6px 0 14px;font-size:.76rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--mk-blue)}
.quote-panel{background:var(--mk-navy);color:#fff;border-radius:34px;padding:48px;position:relative;overflow:hidden}.quote-panel:after{content:'“';position:absolute;right:35px;top:-80px;font-family:Georgia,serif;font-size:280px;color:#fff;opacity:.07}.quote-panel blockquote{font-size:1.15rem;line-height:1.9;position:relative;z-index:1}.quote-panel cite{font-style:normal;color:#7ce1df;font-weight:700}
.faq .accordion-item{border:1px solid #e7edf8;border-radius:18px!important;overflow:hidden;margin-bottom:14px}.faq .accordion-button{font-weight:700;color:var(--mk-navy);padding:1.25rem 1.35rem}.faq .accordion-button:not(.collapsed){background:#eef8ff;box-shadow:none;color:var(--mk-blue)}.faq .accordion-button:focus{box-shadow:none}.faq .accordion-body{color:var(--mk-muted);line-height:1.75}
.cta-band{background:linear-gradient(105deg,var(--mk-navy),var(--mk-blue),var(--mk-teal));border-radius:36px;padding:50px;color:#fff;box-shadow:var(--shadow)}
.page-hero{padding:105px 0 78px;background:linear-gradient(115deg,#eef8ff,#f7fbff 56%,#eafbf9);position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-120px;top:-170px;background:var(--mk-cyan);opacity:.11}.page-hero h1{font-size:clamp(2.3rem,4.5vw,4rem);font-weight:850;letter-spacing:-.045em;color:var(--mk-navy)}.breadcrumb a{color:var(--mk-blue)}
.contact-card{height:100%;background:#fff;border:1px solid #e8eef8;border-radius:24px;padding:28px}.contact-card .contact-icon{width:54px;height:54px;border-radius:17px;display:grid;place-items:center;background:#eaf7ff;color:var(--mk-blue);font-size:1.3rem}.form-shell{background:#fff;border:1px solid #e6edf8;border-radius:30px;padding:38px;box-shadow:var(--shadow)}.form-control,.form-select{border-radius:14px;border-color:#dfe7f2;padding:.82rem 1rem}.form-control:focus,.form-select:focus{border-color:var(--mk-cyan);box-shadow:0 0 0 .22rem rgba(15,160,216,.12)}.map-frame{border:0;width:100%;height:430px;border-radius:28px}
.legal-content h2{color:var(--mk-navy);font-weight:750;margin-top:2rem}.legal-content p,.legal-content li{color:var(--mk-muted);line-height:1.85}
footer{background:#11183b;color:#c8d0eb;padding-top:70px}.footer-logo{height:78px;background:#fff;border-radius:16px;padding:9px}.footer-title{color:#fff;font-weight:700;margin-bottom:18px}.footer-link{display:block;color:#aeb8d8;margin:11px 0;transition:.25s}.footer-link:hover{color:#71d5df;transform:translateX(4px)}.footer-social a{width:42px;height:42px;border-radius:50%;display:inline-grid;place-items:center;color:#fff;background:rgba(255,255,255,.09);margin-right:8px;transition:.3s var(--spring)}.footer-social a:hover{background:var(--mk-blue);transform:translateY(-4px)}.copyright{border-top:1px solid rgba(255,255,255,.10);margin-top:52px;padding:22px 0;color:#98a3ca;font-size:.85rem}
.whatsapp-float{position:fixed;right:20px;bottom:22px;width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:#25d366;color:#fff;font-size:1.75rem;box-shadow:0 15px 35px rgba(37,211,102,.35);z-index:1040;transition:.35s var(--spring)}.whatsapp-float:hover{color:#fff;transform:translateY(-7px) scale(1.06)}.back-to-top{position:fixed;right:27px;bottom:92px;width:44px;height:44px;border:0;border-radius:50%;background:var(--mk-navy);color:#fff;opacity:0;visibility:hidden;transition:.3s;z-index:1030}.back-to-top.show{opacity:1;visibility:visible}.reveal{opacity:0;transform:translateY(34px);transition:opacity .8s var(--smooth),transform .8s var(--smooth)}.reveal.visible{opacity:1;transform:none}@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
@media (max-width:991.98px){.hero-image-slide{height:auto}.hero-image-slide a{height:auto}.hero-image-slide img{height:auto;object-fit:contain;transform:none!important}.topbar{display:none}.navbar-brand img{height:50px}.hero-carousel,.hero-carousel .carousel-inner,.hero-carousel .carousel-item,.hero-slide{min-height:auto}.hero-copy{padding:70px 0 20px;text-align:center}.hero-copy p{margin-left:auto;margin-right:auto}.hero-art{max-height:460px;margin:0 auto 45px;display:block}.trust-strip{margin-top:0;padding-top:22px}.trust-item{justify-content:flex-start}.section-pad{padding:72px 0}.process-line{display:none}.digital-panel{padding:32px}.calculator-box{padding:32px}.carousel-control-prev,.carousel-control-next{display:none}}
@media (max-width:575.98px){.hero-image-slide{background:#edf7fb}.hero-copy h1{font-size:2.65rem}.hero-copy p{font-size:1rem}.hero-art{max-height:330px}.trust-panel{padding:13px}.section-pad{padding:58px 0}.section-title{font-size:2rem}.cta-band,.quote-panel,.form-shell,.calculator-box{padding:28px;border-radius:25px}.digital-panel{padding:25px;border-radius:26px}.page-hero{padding:78px 0 58px}.scheme-top,.scheme-body{padding:24px}.whatsapp-float{width:56px;height:56px}.footer-logo{height:65px}}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition-duration:.01ms!important}.reveal{opacity:1;transform:none}}

/* Hero captions and chit quotations */
.hero-image-slide{position:relative}.hero-image-slide>img{position:absolute;inset:0}.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,18,58,.88) 0%,rgba(7,26,76,.68) 38%,rgba(7,26,76,.12) 68%,rgba(7,26,76,.03) 100%);z-index:1}.hero-caption{position:relative;z-index:2;height:100%;display:flex;align-items:center}.hero-caption-box{max-width:690px;color:#fff;padding:45px 0}.hero-kicker{display:inline-block;margin-bottom:18px;padding:9px 16px;border:1px solid rgba(255,255,255,.5);border-radius:999px;background:rgba(255,255,255,.12);backdrop-filter:blur(8px);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.78rem}.hero-caption h1{font-size:clamp(2.75rem,5.3vw,5.6rem);font-weight:850;line-height:1.02;letter-spacing:-.05em;margin-bottom:20px;text-shadow:0 5px 28px rgba(0,0,0,.22)}.hero-caption p{max-width:670px;font-size:1.12rem;line-height:1.75;margin-bottom:28px;color:rgba(255,255,255,.92)}.hero-tamil{font-family:"Noto Sans Tamil",sans-serif;font-size:clamp(1.05rem,2vw,1.65rem);font-weight:700;color:#6ee7f2;margin:-7px 0 18px}.hero-caption .btn-brand{background:#fff;color:var(--mk-navy);border-color:#fff}.hero-caption .btn-brand:hover{background:var(--mk-cyan);border-color:var(--mk-cyan);color:#07143f}.chit-quotes-section{background:linear-gradient(135deg,#f5f9ff,#edfafa)}.chit-quote-card{height:100%;padding:34px;border-radius:26px;background:#fff;border:1px solid rgba(32,41,102,.08);box-shadow:0 18px 50px rgba(32,41,102,.08);transition:transform .35s ease,box-shadow .35s ease}.chit-quote-card:hover{transform:translateY(-8px);box-shadow:0 25px 60px rgba(32,41,102,.14)}.chit-quote-card>i{font-size:2.2rem;color:var(--mk-cyan)}.chit-quote-card blockquote{font-size:1.12rem;line-height:1.7;font-weight:650;color:var(--mk-navy);margin:18px 0 22px}.chit-quote-card span{font-size:.8rem;text-transform:uppercase;letter-spacing:.09em;font-weight:750;color:var(--mk-blue)}
@media(max-width:991.98px){.hero-image-slide{height:650px}.hero-image-slide a{height:100%}.hero-image-slide img{height:100%;object-fit:cover;transform:none!important}.hero-overlay{background:linear-gradient(90deg,rgba(5,18,58,.88),rgba(7,26,76,.55))}.hero-caption-box{max-width:620px;padding:40px 30px}.hero-carousel,.hero-carousel .carousel-inner,.hero-carousel .carousel-item{min-height:650px}}
@media(max-width:575.98px){.hero-image-slide,.hero-carousel,.hero-carousel .carousel-inner,.hero-carousel .carousel-item{height:630px;min-height:630px}.hero-image-slide img{object-position:60% center}.hero-overlay{background:linear-gradient(90deg,rgba(5,18,58,.92),rgba(7,26,76,.72))}.hero-caption-box{padding:35px 18px}.hero-caption h1{font-size:2.55rem}.hero-caption p{font-size:.97rem;line-height:1.65}.hero-kicker{font-size:.68rem}.hero-caption .btn{font-size:.92rem;padding:.75rem 1rem}}

/* =========================
   About MK Group – journey page
   ========================= */
.about-page .section-pad{position:relative}
.reveal-delay-1{transition-delay:.12s}.reveal-delay-2{transition-delay:.22s}.reveal-delay-3{transition-delay:.32s}

.about-hero{position:relative;overflow:hidden;padding:48px 0 92px;background:linear-gradient(135deg,#f8fbff 0%,#eef8ff 48%,#edfafa 100%)}
.about-hero:before{content:"";position:absolute;width:560px;height:560px;border-radius:50%;right:-160px;top:-210px;background:radial-gradient(circle,rgba(15,160,216,.18),rgba(15,160,216,0) 70%)}
.about-hero:after{content:"";position:absolute;width:420px;height:420px;border-radius:50%;left:-240px;bottom:-230px;border:70px solid rgba(67,175,190,.08)}
.about-breadcrumb{position:relative;z-index:2;margin-bottom:48px}.about-breadcrumb .breadcrumb-item.active{color:#73809a}
.about-hero h1{position:relative;z-index:2;max-width:760px;font-size:clamp(3rem,5.6vw,5.5rem);font-weight:850;line-height:1.02;letter-spacing:-.06em;color:var(--mk-navy);margin-bottom:24px}
.about-hero-lead{position:relative;z-index:2;max-width:720px;color:var(--mk-muted);font-size:1.08rem;line-height:1.85;margin-bottom:28px}
.about-pills{position:relative;z-index:2;display:flex;flex-wrap:wrap;gap:10px}.about-pills span{display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border-radius:999px;background:rgba(255,255,255,.84);border:1px solid rgba(32,41,102,.08);box-shadow:0 10px 30px rgba(32,41,102,.07);font-size:.82rem;font-weight:700;color:var(--mk-navy);transition:.32s var(--spring)}.about-pills span:hover{transform:translateY(-4px);box-shadow:0 15px 35px rgba(32,41,102,.12)}.about-pills i{color:var(--mk-blue)}
.about-hero-image{position:relative;width:min(100%,430px);margin-left:auto;border-radius:36px;padding:10px;background:rgba(255,255,255,.86);box-shadow:0 34px 80px rgba(32,41,102,.18);transform:rotate(1.1deg);transition:transform .6s var(--smooth)}.about-hero-image:hover{transform:rotate(0) translateY(-8px)}.about-hero-image:before{content:"";position:absolute;inset:26px -20px -20px 25px;border:2px solid rgba(67,175,190,.28);border-radius:38px;z-index:-1}.about-hero-image img{display:block;width:100%;height:590px;object-fit:cover;object-position:center;border-radius:28px}.about-hero-image-badge{position:absolute;left:-44px;bottom:45px;display:flex;align-items:center;gap:12px;padding:14px 18px;background:#fff;border-radius:18px;box-shadow:0 18px 45px rgba(32,41,102,.18);color:var(--mk-navy);font-weight:800}.about-hero-image-badge>i{width:38px;height:38px;display:grid;place-items:center;border-radius:12px;background:linear-gradient(145deg,var(--mk-blue),var(--mk-teal));color:#fff}.about-hero-image-badge span{display:block;line-height:1.15}.about-hero-image-badge small{display:block;color:var(--mk-muted);font-weight:600;font-size:.68rem;margin-bottom:3px}

.about-intro{background:#fff}.about-intro-copy{font-size:1.08rem;line-height:1.9;color:var(--mk-muted);margin:0}.about-value-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:30px}.about-value-row>div{padding:18px;border-radius:20px;background:#f8fbff;border:1px solid #e6eef9;transition:.35s var(--spring)}.about-value-row>div:hover{transform:translateY(-6px);background:#fff;box-shadow:0 16px 35px rgba(32,41,102,.09)}.about-value-row i{display:block;font-size:1.3rem;color:var(--mk-blue);margin-bottom:8px}.about-value-row strong{display:block;color:var(--mk-navy);font-size:.94rem}.about-value-row span{font-size:.75rem;color:var(--mk-muted)}

.about-timeline{position:relative;max-width:1000px;margin:0 auto}.about-timeline:before{content:"";position:absolute;top:12px;bottom:12px;left:50%;width:2px;transform:translateX(-50%);background:linear-gradient(180deg,rgba(13,119,182,.05),rgba(13,119,182,.42),rgba(67,175,190,.08))}.about-timeline-item{position:relative;width:50%;padding:0 54px 34px 0}.about-timeline-item:nth-child(even){margin-left:50%;padding:0 0 34px 54px}.about-timeline-icon{position:absolute;right:-29px;top:27px;width:58px;height:58px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(145deg,var(--mk-navy),var(--mk-blue));color:#fff;font-size:1.25rem;box-shadow:0 14px 30px rgba(13,119,182,.25);z-index:2}.about-timeline-item:nth-child(even) .about-timeline-icon{left:-29px;right:auto}.about-timeline-card{position:relative;background:#fff;border:1px solid rgba(32,41,102,.08);border-radius:26px;padding:28px 30px;box-shadow:0 16px 42px rgba(32,41,102,.07);transition:.38s var(--spring)}.about-timeline-card:hover{transform:translateY(-7px);box-shadow:0 24px 55px rgba(32,41,102,.13);border-color:transparent}.about-timeline-card h3{font-size:1.28rem;font-weight:800;color:var(--mk-navy);margin:8px 0 12px}.about-timeline-card p{color:var(--mk-muted);font-size:.92rem;line-height:1.75;margin:0}.about-step{font-size:.73rem;letter-spacing:.16em;font-weight:800;color:var(--mk-cyan)}.about-inline-link{display:inline-flex;align-items:center;gap:8px;color:var(--mk-blue);font-size:.86rem;font-weight:750;margin-top:18px}.about-inline-link i{transition:transform .25s}.about-inline-link:hover i{transform:translateX(4px)}

.about-purpose-card{height:100%;min-height:380px;border-radius:34px;padding:46px;position:relative;overflow:hidden;color:#fff;box-shadow:var(--shadow);transition:.42s var(--spring)}.about-purpose-card:hover{transform:translateY(-8px)}.about-purpose-card:after{content:"";position:absolute;width:280px;height:280px;border-radius:50%;right:-100px;bottom:-120px;background:rgba(255,255,255,.08)}.about-purpose-vision{background:linear-gradient(135deg,#18245f,var(--mk-navy) 54%,#0d77b6)}.about-purpose-mission{background:linear-gradient(135deg,#077ca6,#0fa0d8 55%,#43afbe)}.about-purpose-card .section-kicker{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.20);color:#fff}.about-purpose-card .section-kicker:before{background:#fff}.about-purpose-card h2{position:relative;z-index:1;font-size:clamp(1.75rem,3vw,2.5rem);font-weight:800;line-height:1.25;letter-spacing:-.035em;margin:0 0 18px}.about-purpose-card p{position:relative;z-index:1;color:rgba(255,255,255,.86);line-height:1.8;margin:0}.about-purpose-icon{position:absolute;right:34px;top:34px;width:64px;height:64px;border-radius:20px;display:grid;place-items:center;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.18);font-size:1.55rem}

.about-temple-section{background:#fff}.about-temple-panel{overflow:hidden;border-radius:38px;background:#10183c;box-shadow:0 28px 70px rgba(17,24,59,.18)}.about-temple-image{height:520px;overflow:hidden}.about-temple-image img{width:100%;height:100%;object-fit:cover;transition:transform 1.1s var(--smooth)}.about-temple-panel:hover .about-temple-image img{transform:scale(1.035)}.about-temple-copy{padding:46px 44px;color:#fff}.about-temple-copy .section-kicker{background:rgba(255,255,255,.10);border-color:rgba(255,255,255,.18);color:#fff}.about-temple-copy .section-kicker:before{background:#7ce1df}.about-temple-copy h2{font-size:clamp(2rem,3.5vw,3rem);font-weight:800;letter-spacing:-.04em;margin-bottom:18px}.about-temple-copy p{color:#cbd6f2;line-height:1.85;margin-bottom:28px}.about-temple-points{display:flex;flex-wrap:wrap;gap:10px}.about-temple-points span{display:inline-flex;gap:8px;align-items:center;padding:9px 12px;border-radius:999px;background:rgba(255,255,255,.08);font-size:.78rem;font-weight:700;color:#fff}.about-temple-points i{color:#7ce1df}

.about-service-card{height:100%;background:#fff;border:1px solid rgba(32,41,102,.08);border-radius:28px;padding:30px;transition:.36s var(--spring)}.about-service-card:hover{transform:translateY(-9px);box-shadow:var(--shadow);border-color:transparent}.about-service-icon{width:58px;height:58px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(145deg,#eaf7ff,#e9fcf8);color:var(--mk-blue);font-size:1.45rem;margin-bottom:22px}.about-service-card h3{font-size:1.13rem;font-weight:800;color:var(--mk-navy);margin-bottom:10px}.about-service-card p{color:var(--mk-muted);font-size:.9rem;line-height:1.75;margin:0}

.about-achievements{background:linear-gradient(180deg,#fff,#f7fbff)}.about-counter-card{height:100%;text-align:center;padding:32px 16px;border-radius:26px;background:#fff;border:1px solid #e8eef8;box-shadow:0 16px 40px rgba(32,41,102,.07);transition:.38s var(--spring)}.about-counter-card:hover{transform:translateY(-9px) scale(1.015);box-shadow:0 24px 52px rgba(32,41,102,.13)}.about-counter-icon{width:52px;height:52px;border-radius:17px;display:grid;place-items:center;margin:0 auto 16px;background:linear-gradient(145deg,var(--mk-navy),var(--mk-blue));color:#fff;font-size:1.2rem}.about-counter-card strong{display:block;font-size:clamp(1.85rem,3vw,2.45rem);font-weight:850;letter-spacing:-.04em;color:var(--mk-navy);line-height:1.1}.about-counter-card span{display:block;margin-top:9px;font-size:.78rem;line-height:1.45;color:var(--mk-muted);font-weight:600}

.about-cta{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:44px 48px;border-radius:34px;background:linear-gradient(105deg,var(--mk-navy),var(--mk-blue),var(--mk-teal));color:#fff;box-shadow:var(--shadow);overflow:hidden;position:relative}.about-cta:after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;right:-80px;top:-145px;background:rgba(255,255,255,.08)}.about-cta>div{position:relative;z-index:1}.about-cta .section-kicker{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.18);color:#fff}.about-cta .section-kicker:before{background:#fff}.about-cta h2{font-weight:800;letter-spacing:-.035em;margin-bottom:8px}.about-cta p{margin:0;color:rgba(255,255,255,.83)}.about-cta .btn-outline-light{border:1px solid rgba(255,255,255,.7)}

@media (max-width:991.98px){
  .about-hero{padding:38px 0 74px}.about-breadcrumb{margin-bottom:32px}.about-hero .row{text-align:center}.about-hero-lead{margin-left:auto;margin-right:auto}.about-pills{justify-content:center}.about-hero-image{margin:26px auto 0;max-width:390px}.about-hero-image img{height:500px}.about-hero-image-badge{left:18px;bottom:28px;text-align:left}
  .about-value-row{grid-template-columns:repeat(3,1fr)}
  .about-purpose-card{min-height:330px;padding:38px}.about-temple-image{height:430px}.about-temple-copy{padding:38px}
  .about-cta{align-items:flex-start;flex-direction:column;padding:38px}
}
@media (max-width:767.98px){
  .about-timeline:before{left:29px}.about-timeline-item,.about-timeline-item:nth-child(even){width:100%;margin-left:0;padding:0 0 26px 78px}.about-timeline-icon,.about-timeline-item:nth-child(even) .about-timeline-icon{left:0;right:auto;top:23px}.about-timeline-card{padding:25px}
  .about-value-row{grid-template-columns:1fr}.about-value-row>div{display:grid;grid-template-columns:auto 1fr;column-gap:12px}.about-value-row i{grid-row:1/3;margin:4px 0 0}.about-value-row span{grid-column:2}
  .about-purpose-card{min-height:auto;padding:32px}.about-purpose-icon{position:static;margin-bottom:24px}.about-temple-image{height:360px}
}
@media (max-width:575.98px){
  .about-hero{padding:28px 0 60px}.about-breadcrumb{margin-bottom:28px}.about-hero h1{font-size:2.65rem}.about-hero-lead{font-size:.98rem;line-height:1.75}.about-pills span{font-size:.74rem;padding:8px 11px}.about-hero-image{width:92%;padding:8px}.about-hero-image img{height:430px;border-radius:24px}.about-hero-image:before{display:none}.about-hero-image-badge{left:12px;right:12px;bottom:18px;justify-content:center}
  .about-intro-copy{font-size:.98rem;line-height:1.8}.about-timeline-card h3{font-size:1.14rem}.about-timeline-card p{font-size:.86rem}
  .about-purpose-card{border-radius:28px;padding:28px}.about-purpose-card h2{font-size:1.72rem}.about-temple-panel{border-radius:28px}.about-temple-image{height:285px}.about-temple-copy{padding:30px 25px}.about-temple-copy h2{font-size:2rem}.about-temple-points{gap:7px}.about-temple-points span{font-size:.7rem}
  .about-service-card{padding:26px}.about-counter-card{padding:26px 10px}.about-counter-card strong{font-size:1.7rem}.about-counter-card span{font-size:.7rem}.about-cta{padding:30px 26px;border-radius:28px}.about-cta .btn{width:100%}.about-cta .d-flex{width:100%}
}


/* Home banner carousel: supplied full-width creatives */
.hero-banner-carousel,
.hero-banner-carousel .carousel-inner,
.hero-banner-carousel .carousel-item{min-height:0!important;height:auto}
.hero-banner-carousel .hero-banner-only{position:relative;width:100%;height:auto;aspect-ratio:1916/821;background:#0b1d50;overflow:hidden}
.hero-banner-carousel .hero-banner-only>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;transform:none!important;transition:none}
.hero-banner-carousel .carousel-item.active .hero-banner-only>img{transform:none!important}
.hero-banner-carousel .hero-hotspot{position:absolute;z-index:3;display:block;border-radius:18px;background:transparent}
.hero-banner-carousel .hotspot-primary{left:5.6%;top:80.3%;width:17.8%;height:10.0%}
.hero-banner-carousel .hotspot-secondary{left:24.2%;top:80.3%;width:16.6%;height:10.0%}
.hero-banner-carousel .hero-hotspot:focus-visible{outline:3px solid #fff;outline-offset:-3px;background:rgba(255,255,255,.08)}
.hero-banner-carousel .carousel-indicators{margin-bottom:1rem}
.hero-banner-carousel .carousel-indicators [data-bs-target]{background-color:#fff;border:1px solid rgba(255,255,255,.7);opacity:.7}
.hero-banner-carousel .carousel-indicators .active{opacity:1;background-color:#f2a51f}
.hero-banner-carousel .carousel-control-prev-icon,.hero-banner-carousel .carousel-control-next-icon{background-color:rgba(8,24,66,.72)}
@media(max-width:991.98px){
  .hero-banner-carousel .hero-banner-only{aspect-ratio:1916/821;height:auto}
  .hero-banner-carousel .hero-banner-only>img{object-fit:contain;background:#0b1d50}
  .hero-banner-carousel .hero-hotspot{display:none}
  .hero-banner-carousel .carousel-control-prev,.hero-banner-carousel .carousel-control-next{display:none}
}

/* Consistent repeating home hero slider */
.hero-banner-carousel{font-family:"Poppins","Noto Sans Tamil",system-ui,-apple-system,sans-serif}
.hero-banner-carousel .carousel-item{transition:opacity .8s ease-in-out}
.hero-banner-carousel .hero-banner-only{isolation:isolate}


/* Refined main navigation typography and spacing */
.navbar .navbar-nav{gap:.12rem}
.navbar .nav-link{font-family:"Poppins","Noto Sans Tamil",sans-serif;font-size:.98rem;font-weight:600;letter-spacing:.012em;padding:.82rem .95rem!important}
.navbar .nav-link:after{left:.95rem;right:.95rem}
@media(max-width:991.98px){
  .navbar .navbar-nav{gap:0}
  .navbar .nav-link{font-size:1rem;padding:.72rem .5rem!important}
  .navbar .nav-link:after{left:.5rem;right:auto;width:34px;bottom:.38rem}
}


/* =========================================================
   Compact layout pass — reduced scrolling / tighter rhythm
   ========================================================= */
:root{--compact-section:52px;--compact-gap:18px}
.section-pad{padding:var(--compact-section) 0}
.section-kicker{padding:.42rem .72rem;font-size:.72rem}
.lead-muted{line-height:1.65}
.btn{padding:.7rem 1.15rem}
.navbar-brand img{height:52px}
.navbar .nav-link{padding:.66rem .76rem!important}

/* Global cards and panels */
.feature-card{padding:21px;border-radius:20px}.feature-icon{width:48px;height:48px;border-radius:14px;font-size:1.28rem;margin-bottom:14px}.feature-card p{line-height:1.55;font-size:.86rem}
.stat-card{padding:17px;border-radius:17px}.stat-number{font-size:1.65rem}
.scheme-card{border-radius:21px}.scheme-top{padding:19px}.scheme-top .amount{font-size:1.55rem}.scheme-body{padding:18px}.scheme-body li{margin-bottom:7px;font-size:.86rem}.scheme-body .btn{padding:.55rem .9rem;font-size:.78rem}
.calculator-box{padding:28px;border-radius:26px}.calc-result{padding:17px;border-radius:16px}.calc-result strong{font-size:1.65rem}
.digital-panel{padding:30px;border-radius:30px}.check-list li{margin:9px 0;gap:10px;font-size:.9rem}.check-list i{width:23px;height:23px}
.process-number{width:52px;height:52px;border-radius:16px;margin-bottom:13px}.process-card p{line-height:1.5}.process-line{top:26px}
.chit-quote-card{padding:22px;border-radius:20px}.chit-quote-card>i{font-size:1.65rem}.chit-quote-card blockquote{font-size:.96rem;line-height:1.52;margin:11px 0 14px}
.contact-card{padding:20px;border-radius:20px}.contact-card .contact-icon{width:44px;height:44px;border-radius:14px;font-size:1.08rem}
.form-shell{padding:26px;border-radius:24px}.form-control,.form-select{padding:.67rem .8rem}.form-label{font-size:.86rem;margin-bottom:.35rem}
.quote-panel{padding:30px;border-radius:27px}.quote-panel blockquote{font-size:1rem;line-height:1.65}

/* Bootstrap utility spacing that was creating large empty bands */
.section-pad .mb-5{margin-bottom:1.7rem!important}.section-pad .g-5{--bs-gutter-x:1.75rem;--bs-gutter-y:1.75rem}.section-pad .g-4{--bs-gutter-x:1.25rem;--bs-gutter-y:1.25rem}

/* Home page */
.page-home .trust-strip{margin-top:-30px}.page-home .trust-panel{padding:16px;border-radius:22px}.page-home .trust-item{padding:6px 11px;gap:10px}.page-home .trust-icon{width:40px;height:40px;border-radius:12px;font-size:1.05rem}
.page-home .img-frame img{max-height:410px;object-fit:cover}.page-home .img-frame:before{inset:14px -10px -12px 18px}
.page-home main>section:nth-of-type(3) .row.g-3{--bs-gutter-y:.7rem}
@media(min-width:1200px){
  .page-home main>section .row:has(.scheme-card){display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px}
  .page-home main>section .row:has(.scheme-card)>[class*="col-"]{width:auto;max-width:none;padding:0}
  .page-home .scheme-body{padding:15px}.page-home .scheme-top{padding:16px}.page-home .scheme-body li{font-size:.79rem;gap:6px}.page-home .scheme-body .btn{width:100%}
  .home-compact-pair{display:grid;grid-template-columns:1fr 1fr;align-items:stretch}
  .home-compact-pair>section{padding:48px 0!important}
  .home-compact-pair>section>.container{max-width:none;padding-left:34px;padding-right:34px}
  .home-compact-pair .row.g-4{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
  .home-compact-pair .row.g-4>[class*="col-"]{width:auto;max-width:none;padding:0}
  .home-compact-pair .process-line{display:none}
}

/* About page — convert long vertical journey into compact card layouts */
.about-page .about-hero{padding:30px 0 52px}.about-page .about-breadcrumb{margin-bottom:25px}.about-page .about-hero h1{font-size:clamp(2.45rem,4.6vw,4.35rem);margin-bottom:15px}.about-page .about-hero-lead{line-height:1.65;margin-bottom:18px}.about-page .about-hero-image{max-width:370px}.about-page .about-hero-image img{height:420px}.about-page .about-hero-image-badge{bottom:28px}
.about-page .about-value-row{margin-top:18px;gap:10px}.about-page .about-value-row>div{padding:13px;border-radius:16px}
@media(min-width:992px){
  .about-page .about-timeline{max-width:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
  .about-page .about-timeline:before{display:none}
  .about-page .about-timeline-item,.about-page .about-timeline-item:nth-child(even){width:auto;margin:0;padding:0}
  .about-page .about-timeline-icon,.about-page .about-timeline-item:nth-child(even) .about-timeline-icon{left:auto;right:18px;top:18px;width:46px;height:46px;border-radius:14px}
  .about-page .about-timeline-card{height:100%;padding:21px 72px 21px 22px;border-radius:20px}
  .about-page .about-timeline-card h3{font-size:1.1rem;margin:5px 0 7px}.about-page .about-timeline-card p{font-size:.85rem;line-height:1.55}.about-page .about-inline-link{margin-top:10px}
  .about-page .about-purpose-card{min-height:270px;padding:30px}.about-page .about-purpose-icon{width:50px;height:50px;border-radius:15px;right:24px;top:24px}
  .about-page .director-card{display:grid;grid-template-columns:40% 60%;min-height:245px}.about-page .director-photo{height:100%;min-height:245px;aspect-ratio:auto}.about-page .director-content{padding:20px}.about-page .director-content p{font-size:.82rem;line-height:1.55}.about-page .director-role{margin:3px 0 9px}
  .about-page .quote-panel.mt-5{margin-top:1.3rem!important}
  .about-page .about-temple-image{height:360px}.about-page .about-temple-copy{padding:30px}.about-page .about-temple-copy p{line-height:1.6;margin-bottom:18px}
}
.about-page .about-service-card{padding:21px;border-radius:21px}.about-page .about-service-icon{width:46px;height:46px;border-radius:14px;margin-bottom:13px}.about-page .about-service-card p{line-height:1.55}
.about-page .about-counter-card{padding:19px 12px;border-radius:20px}.about-page .about-counter-icon{width:43px;height:43px;border-radius:13px;margin-bottom:10px}.about-page .about-counter-card strong{font-size:1.65rem}.about-page .about-counter-card span{margin-top:5px}
.about-page .about-cta{padding:28px 32px;border-radius:26px}

/* Chit plans */
.page-schemes table>:not(caption)>*>*{padding:.62rem .75rem}.page-schemes .table-responsive{border-radius:20px!important}.page-schemes .calculator-box{margin-top:0}
.page-schemes main>section:first-child img{max-height:330px;object-fit:cover}

/* Services */
.page-services .feature-card h3{font-size:1.02rem}.page-services .digital-panel img{max-height:330px;object-fit:contain}
@media(min-width:1200px){.page-services main>section:first-child .row.g-4{--bs-gutter-x:1rem;--bs-gutter-y:1rem}}

/* Contact */
.page-contact main>section:first-child{padding-top:42px}.page-contact main>section:first-child>.container>.row.mb-5{margin-bottom:1.7rem!important}.page-contact .contact-card h2{font-size:1rem!important;margin-bottom:.35rem}.page-contact .contact-card a,.page-contact .contact-card p{font-size:.86rem}.page-contact .feature-card.mb-4{margin-bottom:0!important}
.page-contact .faq .accordion-button{padding:.85rem 1rem;font-size:.92rem}.page-contact .faq .accordion-body{padding:.75rem 1rem;font-size:.86rem;line-height:1.55}

/* Legal pages — preserve every clause, but present clauses as 2-column cards */
.page-legal .page-hero{padding:34px 0 26px}.page-legal .page-hero h1{font-size:clamp(1.8rem,3vw,2.65rem)}.page-legal .page-hero .breadcrumb{margin-bottom:.7rem}.page-legal main .section-pad{padding:38px 0 48px}
.legal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;align-items:start}.legal-card{background:#fff;border:1px solid #e6edf8;border-radius:18px;padding:18px 20px;box-shadow:0 8px 24px rgba(32,41,102,.045)}.legal-content .legal-card h2{font-size:1rem;margin:0 0 8px;line-height:1.4}.legal-content .legal-card p,.legal-content .legal-card li{font-size:.82rem;line-height:1.55}.legal-content .legal-card p{margin-bottom:.55rem}.legal-content .legal-card p:last-child{margin-bottom:0}.legal-content .legal-card ul{margin:0;padding-left:1.1rem}.legal-content .legal-card li{margin:.2rem 0}
html[lang="ta"] .legal-content .legal-card p,html[lang="ta"] .legal-content .legal-card li{line-height:1.7}

/* Footer */
footer{padding-top:45px}.footer-title{margin-bottom:12px}.footer-link{margin:7px 0}.footer-logo{height:68px}.footer-social a{width:36px;height:36px}

@media(max-width:991.98px){
  :root{--compact-section:44px}.section-pad .g-5{--bs-gutter-y:1.35rem}.page-home .trust-strip{margin-top:-20px}
  .about-page .about-hero{padding:26px 0 44px}.about-page .about-hero-image img{height:360px}.about-page .about-purpose-card{min-height:auto}
  .legal-grid{grid-template-columns:1fr}
}
@media(max-width:575.98px){
  :root{--compact-section:34px}.section-pad{padding:34px 0}.section-title.display-5{font-size:1.75rem}.section-kicker{font-size:.66rem}.navbar-brand img{height:46px}
  .feature-card,.contact-card{padding:18px}.calculator-box,.digital-panel,.form-shell,.quote-panel{padding:21px;border-radius:21px}
  .page-home .trust-panel{padding:10px}.page-home .trust-item{padding:5px}.page-home .trust-icon{width:36px;height:36px}
  .about-page .about-hero h1{font-size:2.2rem}.about-page .about-hero-image{width:82%;margin-top:16px}.about-page .about-hero-image img{height:320px}.about-page .about-breadcrumb{margin-bottom:18px}
  .about-page .about-temple-image{height:240px}.about-page .about-temple-copy{padding:22px}.about-page .about-cta{padding:23px}
  .page-legal .page-hero{padding:24px 0 18px}.page-legal main .section-pad{padding:28px 0 36px}.legal-card{padding:15px 16px}.legal-content .legal-card p,.legal-content .legal-card li{font-size:.8rem}
  footer{padding-top:34px}
}
